online banking

Why you need to ditch traditional banking and go for Online Banking

by Dan
online banking

Illustration by Sally Madden

Don’t you simply hate it when all you want to do is relax on your couch, in your favorite pj’s, after a long hard day at work. But instead, you find yourself waiting in a long line at the bank, just to cash in a check. It’s highly frustrating and makes one beg the ‘Powers above’ for “a simpler solution…quick.”

So when ‘online banking’ was first introduced to the masses, celebration ensued, complete with dancing, DJ’s, free food, and a lot of ruckus.

Ok so maybe I exaggerated a bit. But the general emotion was pretty much the same…one of extreme euphoria. Earlier, ‘banking errands’, were looked upon with despair…Especially by those managing a full time job (“Yes, that includes you ‘Stay-At-Home-Moms’, also”).

Rushing from work to the bank, before it closes (ironically soon after), was considered as quite the achievement if one could actually make it in time. But alas, not everyone’s as lucky.

So online banking came in as quite the relief. It allows one to conduct all their ‘banking’ tasks, from the comforts of their home. You no longer have to head to the bank if you want to, say, transfer money to another account, pay your credit card bills, et al. That being said, if you are considering signing up for an online banking account, you might want to check out this aspiration online bank review and other similar resources before making a final decision.

It makes life so much more convenient. In fact, one of the biggest advantages of the Internet…apart from staying connected with the rest of the world…is Online Banking.

Why go for Online banking ?

  • It’s extremely secure. All you have to do is ensure that you set a strong password, and change it every now and then. Don’t make them obvious (like your ‘mother’s maiden name’, your ‘telephone number’, or your ‘birthday’).

To stay on the safe side, use a whole array of characters, in ‘lower, and upper case’, and a sprinkling of numbers.

And always, ALWAYS remember, to clear out your cookies, if ever you’re using a public computer to conduct your financial transactions.

  • It is available to you at any given time of the day, any day of the week. Even weekends, or ‘Bank holidays’ can’t come in your way.

You can even do ‘emergency transactions’ in the middle of the night, and not have to wait till morning for the banks to reopen.

  • With online banking becoming all the more popular, many companies now allow you to pay off their bills via the Internet.

This way, you can manage your water, electricity, internet bills, et al. You could also go on a shopping spree online, and pay for it all at ease. You don’t even have to fight your way through the throng, to get what you want.

  • As you’ll be writing off fewer checks, or hardly requesting for bank statements, one can save a lot of paper in the process. You can now ‘go green’.
  • It allows you to manage your expenses more efficiently. Now, you won’t have to get ‘caught-off-guard’ at the end of the month when the bank sends you your financial statements
  • With the advent of Smartphones, now you can even conduct your ‘banking’ errands, whilst on the move.

So bid adieu to wasting a whole day at the bank. Online banking provides you with such a simple solution, that you now have a wealth of time at your disposal. All you need is an Internet connection, and a device that supports it and your work’s done in no time at all.

This is a guest post is brought to you by Samantha Kirk, a writer for AT&T U Verse. Samantha provides up to date content and information for AT&T.

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